The finance platform every business deserves. For 25 bucks.
Clean books, a CFO in your pocket, and a real shot at funding — for the price of lunch, not $15k a month. Start with a free review of your books. Takes seconds.
Free. No card. Connects to QuickBooks in minutes.
Monthly payment
$4,980
Cushion after
Still healthy
Can you afford it
Yes
$50M+
secured for owners
250%
avg. YoY growth
10 hrs
saved a week
Why Bags
You shouldn't have to drop $15k to understand your own money.
For most owners, "the numbers" live in a QuickBooks report you don't open, a shoebox of receipts, or a bookkeeper who circles back next quarter. A real CFO runs $15k a month. A straight answer from a bank costs a hard credit pull and three weeks of waiting — if they call back at all.
That's not an accident. Finance was built as a club, and most owners were never handed the keys.
Bags hands you the keys — the same clean books, straight answers, and clear path to capital the big companies have always had, finally built for the people who build things.
How it works
Your books are trying to tell you something.
We help you figure out what — then what to do about it. Three steps, one straight line to growth.
Financial Review
Free · no catchConnect QuickBooks (or upload your P&L and balance sheet) and get an AI read on your books in seconds: what's clean, what's broken, and what it's costing you. The audit that used to take weeks — done before your coffee's cold.
Run my free review
CFO Insights
An AI CFO that reads your numbers. Ask it anything — can I afford to hire? why did my margin drop? what would a $250k loan do to my cash flow? — and get a straight answer in the moment. Have it write full reports and track the numbers you care about every month.
Try CFO Insights
Debt Strategy
60+ vetted lendersKnow before you owe. See if you'd qualify before you apply — no cold applications, no surprise credit pulls. Try the loan on, watch how it hits your cash flow, then get matched to lenders who'd say yes. A real, named specialist walks you through it.
See my funding options
And it all lives in one place
Your whole financial picture, one screen.
Financial Dashboard
Cash flow, P&L, and balance sheet together, synced from QuickBooks and refreshed whenever you need it. Your bank balance isn't your business — this is.
Debt Tracker
Every loan, credit line, and liability in one view — plus the funding readiness numbers lenders screen on. Catch a problem while it's still small, instead of when a lender calls.
Trust & Responsible AI
Your numbers are yours.
We're built for people the financial system has burned before — so we don't ask for your trust, we earn it.
Grounded in your numbers, not the internet
Every answer comes from your own books — not a chatbot guessing from whatever it read online.
It doesn't guess
If it doesn't know, it tells you. No made-up numbers about your money.
Your books stay yours
Your data isn't used to train anyone else's tools. Connect in a click, disconnect anytime.
On the way
We're just getting started.
More ways to grow what you've built, coming soon.
Set goals & track progress
Pick a target — pay off a loan, hit a revenue number, build a cushion — and track your way there, month over month.
Spend smarter
Catch where money's leaking out before it adds up, category by category.
Put your cash to work
Money you're not using shouldn't just sit there. Soon it can earn while it waits.
Why we exist
Small business is the engine that runs this country.
When your books are clean, everything downstream gets easier — better funding, a stronger business, a better price the day you decide to sell. That's how jobs get made and how wealth gets built where you live.
Finance should only ever do two things for you: help you make money, or help you save it. That's the whole job. It's what we're building.
Stop guessing at your own numbers.
See where you stand — free, in seconds.
Run my free Financial ReviewFree forever to check. Connects to QuickBooks in minutes. No card, no catch.